Home Financing

Home In 5 – Receive Up to $11,240. FREE GRANT

30 year fixed rate
4% down payment and closing costs assistance grant
Purchase anywhere in Maricopa county
Buyer must occupy the Home they purchase
Purchases only, no refinancing
$88,340 is the income limit for Borrowers
Max Home Purchase for this Grant program is $300,000
Must use Participating lenders ( Call for List )
Must complete home buying class

Get Up to $15,000 with the HOME PLUS Home Loan Program

Mortgage for the purchase of an Owner occupied, Primary Residences only.
Borrower(s) Income not to exceed $88,340.
Purchase Price limit not to exceed $353,360.
All homebuyers are required to complete a pre purchase homebuyer education course either online or in person through a HUD-approved homebuyer education provider.
Conforming – Fannie Mae HFA Preferred –30-year fixed rate, (LTV’s up to 97%), LTV’s 95.01% – 97%
Minimum 680 FICO
Single-Family Residences only (includes attached PUD’s/Townhomes)
18% MI w/payment options; borrower paid monthly, single premium and split premium. LTV’s 95.0% or less.
Minimum 640 FICO
16% MI w/payment options; borrower paid monthly, single premium and split premium.
Interest rate includes AMDC & no LLPA’s are required.
Maximum 45% debt-to-income ratio and Fannie Mae Preferred (variation of FNMA MCM) underwriting guidelines apply.
Mortgages are provided to qualified borrowers purchasing homes throughout the State of Arizona, excluding only Pima County

No Down Payment Required on USDA Rural Loan Program

100% financing, with no down payment required
Flexible credit guidelines
No maximum home purchase amount
Must purchase home in the rural development areas

VA Loan Program Salutes Veterans with a Zero Down Home Loan

0 down and no down payment required
Monthly mortgage insurance not required
Purchase Arizona Homes Up to $417,000
Certificate of Eligibility required – Ask us how to apply.

Call us for more info and to explore your options. Let’s start searching for your zero down home and loan!

CALL LeRoy Romero 623-256-4229

Realtor – Veteran, MRP (Military Relocation Professional), MVHC Military & Veteran Housing Certification